Health coverage in Montana, explained by someone licensed here.
Serving households in Billings, Missoula, Bozeman and Great Falls and the rest of the state. One licensed advisor, year-round enrollment, and an honest read on whether the marketplace is the better deal for you.

Coverage is regulated state by state.
Outdoor industry, construction, remote tech workers and a large population of people who moved here and kept working for an out-of-state client list.
People here travel — for work, for recreation, and for specialist care. A plan that stops at the state line is a poor fit for how this region actually lives.
Which carriers write business in Montana, which hospital systems they contract with, and what a plan actually costs are all Montana questions — not national ones. That is the part an advisor licensed in Mountain West can answer in one call.
- Remote and contract workers
- Construction and trades
- Outdoor industry
Free Coverage Review
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Let's find your coverage
Start with your state.
Secure & private. By submitting you agree to be contacted by one licensed advisor.
Advisors for the whole state, not one metro.
Cities below are examples of coverage across Montana. Advisors are licensed to work with households anywhere in the state, including rural counties where the plan options differ meaningfully from the metros.

Billings
Private PPO options and a licensed advisor for households in and around Billings.
Missoula
Private PPO options and a licensed advisor for households in and around Missoula.
Bozeman
Private PPO options and a licensed advisor for households in and around Bozeman.
Great Falls
Private PPO options and a licensed advisor for households in and around Great Falls.
Read the comparison that fits your situation.
Most Montana households arrive here from one of these situations. Each page says plainly where the other option wins.