Health coverage in Minnesota, explained by someone licensed here.
Serving households in Minneapolis, Saint Paul, Rochester and Duluth and the rest of the state. One licensed advisor, year-round enrollment, and an honest read on whether the marketplace is the better deal for you.

Coverage is regulated state by state.
Agriculture, trades, healthcare and tourism, with long winters that make continuity of care with a local clinic more than a preference.
Specialist care often means a trip to a larger regional centre. Whether that centre is in-network is the whole question.
Which carriers write business in Minnesota, which hospital systems they contract with, and what a plan actually costs are all Minnesota questions — not national ones. That is the part an advisor licensed in Upper Midwest can answer in one call.
- Farm families
- Trades and construction
- Seasonal tourism
Free Coverage Review
Step 1 of 5
Let's find your coverage
Start with your state.
Secure & private. By submitting you agree to be contacted by one licensed advisor.
Advisors for the whole state, not one metro.
Cities below are examples of coverage across Minnesota. Advisors are licensed to work with households anywhere in the state, including rural counties where the plan options differ meaningfully from the metros.
Other states in Upper Midwest

Minneapolis
Private PPO options and a licensed advisor for households in and around Minneapolis.
Saint Paul
Private PPO options and a licensed advisor for households in and around Saint Paul.
Rochester
Private PPO options and a licensed advisor for households in and around Rochester.
Duluth
Private PPO options and a licensed advisor for households in and around Duluth.
Read the comparison that fits your situation.
Most Minnesota households arrive here from one of these situations. Each page says plainly where the other option wins.